ESSEC works in partnership with Gritchen Assurances to offer specific solutions to the requirements of French and overseas students during their studies.

General terms of sales

In accordance with ACT no. 2004-801 of 06 August 2004 on the protection of natural persons as regards the processing of personal data, amending Act no. 78-17, of 06 January 1978, this website has been declared to the French Data Protection Authority.

Users should particularly note that, in accordance with Article 27 of the Data Protection Act of 06 January 1978, any information disclosed by users on any forms featured on websites is necessary to respond to their request and is used by the operator of the website, the data controller, to complete any administrative and commercial formalities.

Users should note that they may exercise their right of access and rectification relating to their data by writing to the operator of the website at the following address: Gritchen Affinity - 27 rue Charles Durand - CS70139 - 18021 Bourges Cedex or by e-mail to

These terms of sale are concluded, on the one hand, by Gritchen affinity and, on the other hand, by any natural or legal person that wishes to make a purchase on this website, hereinafter referred to as the "buyer".


The purpose of these terms of sale is to establish the contractual relations between Gritchen affinity and the buyer and the conditions applicable to any purchase completed via this website, whether the buyer is a professional or a consumer.

These terms of sale shall prevail over any other general or particular terms and conditions which are not expressly approved by Gritchen affinity, who reserves the right to amend its terms of sale at any time.

Features of the goods and services on offer

The services on offer are featured on this website. These services are subject to availability.


The prices featured on this website are in Euros and inclusive of taxes and charges (TCC) and applicable on the day of the order; any change to the rate of tax may affect the price of the services.

Geographical area

The online sale of the products and services displayed on the website is reserved for buyers who reside in France or Monaco and for deliveries requested in these geographical areas.


Any buyers who wish to purchase a service must:
– complete the online membership form by indicating all the references of the selected service,
– check their order before they validate it,
– complete the payment according to the established terms.,
– the order implies that these terms of sale have been read, fully understood and accepted; it also implies that the right to invoke any of its own terms of purchase or other terms and conditions is waived.

The seller shall confirm the registered order by e-mail.

Withdrawal period

Buyers, as non-professional natural persons, benefit from a withdrawal period of fourteen days from the delivery of their order in order to return the service to the seller and receive an exchange or refund without any penalty; this excludes any return costs. Terms of payment: the price is payable when the order is placed. Payments shall be made by bank check or bank card; these payments shall be completed using the secure Société Générale system which uses the Secure Socket Layer (SSL) protocol such that any disclosed information is encrypted by software and that no third party can read it during its passage through the network.

The buyer's account shall only be debited when the certificate of service is made available. This certificate serves as an invoice.


In any online sales process, the seller is bound only by a best efforts obligation; it cannot be held responsible for any damage arising from the use of the internet such as a loss of data, intrusion, virus, breakdown in service, or any other involuntary problems. Intellectual property. All the elements of the Gritchen Affinity website are and continue to be the intellectual and exclusive property of Gritchen Affinity.

No one is allowed to reproduce, exploit, re-distribute or use, in any capacity whatsoever, even partially, any elements of the website, whether they relate to software, images or sounds. Any simple or hypertext link is strictly prohibited without the express written consent of Gritchen Affinity.

Personal data

In accordance with the French Data Protection Act of 6 January 1978, any personal data relating to buyers may be processed automatically. Gritchen Affinity reserves the right to collect information about buyers including by using cookies and, if it so chooses, it may transfer the collected information to any business partners.

Buyers may inform Gritchen Affinity of their objection to the disclosure of their contact information. Likewise, users have the right to access and rectify any of their own data in accordance with the Act of 6 January 1978. The automated processing of information, including the management of the e-mail addresses of website users, has been declared to the CNIL

Filing - proof

Gritchen Affinity shall file purchase orders and invoices on a reliable and sustainable medium which constitutes a faithful copy in accordance with the provisions of Article 1348 of the French Civil Code. The parties shall deem the computerised records of Gritchen Affinity to be proof of communications, orders, payments and transactions between the parties.

Settlement of disputes

These terms of online sale are subject to French law. In the event of a dispute, jurisdiction is attributed to the competent courts of Paris, notwithstanding any event of several defendants or introductions of third parties.

Gritchen Affinity
27 rue Charles Durand - CS70139 - 18021 Bourges Cedex
Orias 11 061 317 (
RCS Bourges 529 150 542